As I have a tendency to do this, somebody might have covered the following ideas. Correct me if I'm wrong but so far all I have seen low morale do is make a fighting unit loose it's edge or a province rebel, I have thought of some extra things low morale could do to fighting units in a player's armed forces. I figured that since people do this in real life, why not have it happen in the game. I would like any units that have low morale (Below 30%) to have a certain % chance of defecting to the other side, this could then boost the opponent's army and reduce yours, this would then mean that morale is much more worth the time spent developing it.
British=best. Duh!